Terms and Conditions

Terms and Conditions regarding use of our website

Welcome to the Praemium website (the ‘website’), operated by Praemium International Limited. The website is provided to you subject to the following Terms and Conditions. Please read them carefully as, if you visit the website, you are deemed to have accepted them. 

Praemium International is licensed in Jersey and  is regulated by the Jersey Financial Services Commission in the conduct of Investment Business under license number IB027.  

Intellectual Property Rights

All intellectual property rights on this site are owned by or licensed to Praemium International Limited. The reproduction of any material on this site is prohibited, except for the printing and downloading of extracts for use in connection with the dps or Smartfund services (jointly referred to as the “Praemium Services”). The contents of this website (including design, text, graphics, the selection and arrangement thereof and all software compilations, underlying source code, software and all other material) are the property of Praemium International Limited or its content and technology providers, except in so far as individually stated on particular material or items. You may view the website for the purposes of the Praemium Services only and you are not permitted without our permission (a) to store it or any part of it other than for the purposes set out in this paragraph; (b) to print out copies except for your own viewing/records; or (c) to reproduce, copy or transmit it (or any part of it) in any other way for any purpose other than in connection with the Praemium Services or in any other medium. You are also not entitled to alter the content in any way.


In conjunction with these Terms and Conditions, please read our Privacy Policy, which also governs your visit to our website.

Updating our Important Information

Information may be changed or updated on this website without notice. We may also make improvements and/or changes in the services described in this information at any time without notice.


The information published on our website is provided as a convenience to visitors and should be used for information purposes only. The information is subject to change without notice, and does not purport to give investment advice, nor does it constitute a personal recommendation or an offer or a solicitation to buy or sell any security. While we use all reasonable efforts to ensure that the information contained on the website, whether supplied by ourselves or third parties, is current, accurate and complete at the date of publication, no representations or warranties are made (express or implied) as to its reliability, accuracy or completeness. Praemium cannot be held liable for any loss arising directly or indirectly from the use of, or any action taken in reliance on, any information appearing on the website. In addition, no warranty is given as to the freedom of the website (or any information downloaded from it) from errors, defects, viruses or other malicious programs or macros. We exclude all other express or implied terms, conditions, warranties, representations or endorsements whatsoever with regard to our website or any information or service provided through it (which are provided to you on an ‘as is’ basis) and we accept no liability in this regard. The limitations and exclusions in this clause do not affect your non-excludable statutory rights and only apply to the extent permitted by applicable law.


Please note that there is no guarantee that any email sent will be received, or that the contents of any such email will remain private or unaltered during Internet transmission. We accept no liability for any damages you or others may suffer as a result of the alteration or loss of confidentiality of any such information. We reserve the right to monitor the use and content of emails which are sent from and received by us for the purposes of ensuring compliance with our own email policy, and identifying and taking action against unlawful or improper use of our systems, including, but not limited to, spoofing, the transmission of computer viruses and denial of service attacks.


We accept no responsibility for any loss suffered as a result of using this website, reliance on any of its content or downloading software or information from this site. You should seek advice if you are unsure how to protect your computer.

Website usage

The information on this site is general and prospective investors and their advisers must read the relevant product literature and contract conditions. We do not give financial advice.

Laws that govern our site

These Terms and Conditions of use are governed by Jersey law, and any dispute or action arising out of this site shall be determined in accordance with such laws.

Links to other websites

Links from this website to other websites are made at your own risk. Praemium accepts no liability for any linked websites or their content. When you access a non-Praemium website, please understand that it is independent from Praemium and Praemium has no control over the content of that website. Further, a link to a non-Praemium website does not mean that Praemium endorses or accepts any responsibility for the content or the use of such website. You must take your own precautions to ensure what is selected for use is free of such items as viruses, worms, trojan horses and other items of a destructive nature as Praemium accepts no responsibility.

Contact Praemium

3rd Floor East,
Salisbury House
1-9 Union Street, St Helier
JE2 3RF, Jersey

+44 (0) 1534 765 450